Call reports 2010
UNITED SECURITY BANK — 2010
What UNITED SECURITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 42,030,000 | 43,150,000 | 48,682,000 | 46,509,000 |
| Total loans | 29,622,000 | 30,450,000 | 29,948,000 | 29,233,000 |
| Allowance for loan losses | 273,000 | 280,000 | 285,000 | 332,000 |
| Securities available for sale | 8,659,000 | 8,940,000 | 12,978,000 | 13,502,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,571,000 | 36,735,000 | 41,996,000 | 40,276,000 |
| Interest-bearing deposits | 27,029,000 | 27,319,000 | 28,533,000 | 29,801,000 |
| Noninterest-bearing deposits | 8,542,000 | 9,416,000 | 13,463,000 | 10,475,000 |
| Equity capital | 6,398,000 | 6,335,000 | 6,608,000 | 6,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,150,000 | 1,750,000 | 2,424,000 |
| Interest expense | 112,000 | 222,000 | 331,000 | 434,000 |
| Net interest income | 468,000 | 928,000 | 1,419,000 | 1,990,000 |
| Noninterest income | 62,000 | 116,000 | 179,000 | 221,000 |
| Noninterest expense | 364,000 | 702,000 | 1,063,000 | 1,501,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 64,000 |
| Pretax income | 162,000 | 332,000 | 519,000 | 650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 332,000 | 519,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,278,000 | 6,208,000 | 6,396,000 | 6,427,000 |
| Total capital | 6,551,000 | 6,488,000 | 6,681,000 | 6,759,000 |
| Risk-weighted assets | 26,140,000 | 26,927,000 | 28,449,000 | 28,323,000 |