Call reports 2025
AVAILA BANK — 2025
What AVAILA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,645,413,000 | 1,650,289,000 | 1,683,148,000 | 1,691,867,000 |
| Total loans | 1,095,194,000 | 1,124,425,000 | 1,141,805,000 | 1,165,451,000 |
| Allowance for loan losses | 13,013,000 | 13,418,000 | 13,612,000 | 13,967,000 |
| Securities available for sale | 374,603,000 | 361,750,000 | 377,002,000 | 380,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,394,686,000 | 1,360,620,000 | 1,396,376,000 | 1,350,233,000 |
| Interest-bearing deposits | 1,213,433,000 | 1,180,480,000 | 1,215,913,000 | 1,164,677,000 |
| Noninterest-bearing deposits | 181,253,000 | 180,140,000 | 180,463,000 | 185,556,000 |
| Equity capital | 135,879,000 | 135,739,000 | 146,298,000 | 150,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,301,000 | 37,458,000 | 57,225,000 | 77,695,000 |
| Interest expense | 8,286,000 | 16,734,000 | 25,419,000 | 33,750,000 |
| Net interest income | 10,015,000 | 20,724,000 | 31,806,000 | 43,945,000 |
| Noninterest income | 1,145,000 | 2,296,000 | 4,133,000 | 4,688,000 |
| Noninterest expense | 7,792,000 | 15,631,000 | 23,858,000 | 32,652,000 |
| Provision for loan losses | 443,000 | 862,000 | 1,050,000 | 1,413,000 |
| Pretax income | 2,847,000 | 6,234,000 | 10,755,000 | 14,390,000 |
| Income tax | 528,000 | 1,177,000 | 2,053,000 | 1,989,000 |
| Net income | 2,319,000 | 5,057,000 | 8,702,000 | 12,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,694,000 | 152,252,000 | 154,715,000 | 157,234,000 |
| Total capital | 163,473,000 | 165,436,000 | 168,093,000 | 170,966,000 |
| Risk-weighted assets | 1,230,994,000 | 1,267,801,000 | 1,273,895,000 | 1,298,899,000 |