Call reports 2024
AVAILA BANK — 2024
What AVAILA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,603,247,000 | 1,634,813,000 | 1,634,579,000 | 1,623,550,000 |
| Total loans | 1,068,146,000 | 1,072,219,000 | 1,058,251,000 | 1,104,078,000 |
| Allowance for loan losses | 11,779,000 | 11,980,000 | 12,009,000 | 12,572,000 |
| Securities available for sale | 386,311,000 | 383,728,000 | 386,234,000 | 376,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,333,628,000 | 1,333,190,000 | 1,351,638,000 | 1,372,780,000 |
| Interest-bearing deposits | 1,151,223,000 | 1,153,816,000 | 1,175,469,000 | 1,176,512,000 |
| Noninterest-bearing deposits | 182,405,000 | 179,374,000 | 176,169,000 | 196,268,000 |
| Equity capital | 129,759,000 | 129,273,000 | 138,233,000 | 134,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 17,536,000 | 35,541,000 | 54,256,000 | 72,878,000 |
| Interest expense | 9,021,000 | 18,316,000 | 28,148,000 | 37,329,000 |
| Net interest income | 8,515,000 | 17,225,000 | 26,108,000 | 35,549,000 |
| Noninterest income | 1,160,000 | 2,482,000 | 3,950,000 | 4,790,000 |
| Noninterest expense | 7,605,000 | 15,442,000 | 23,783,000 | 31,951,000 |
| Provision for loan losses | -18,000 | 204,000 | 256,000 | 797,000 |
| Pretax income | 2,349,000 | 4,360,000 | 6,293,000 | 7,837,000 |
| Income tax | 379,000 | 768,000 | 1,049,000 | 548,000 |
| Net income | 1,970,000 | 3,592,000 | 5,244,000 | 7,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,563,000 | 147,553,000 | 148,575,000 | 149,989,000 |
| Total capital | 157,873,000 | 159,064,000 | 160,115,000 | 162,092,000 |
| Risk-weighted assets | 1,224,190,000 | 1,220,470,000 | 1,203,881,000 | 1,248,213,000 |