Call reports 2023
AVAILA BANK — 2023
What AVAILA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,550,482,000 | 1,525,736,000 | 1,544,421,000 | 1,618,384,000 |
| Total loans | 993,375,000 | 1,005,230,000 | 1,033,416,000 | 1,062,483,000 |
| Allowance for loan losses | 11,733,000 | 11,500,000 | 11,291,000 | 11,810,000 |
| Securities available for sale | 410,651,000 | 400,435,000 | 383,860,000 | 401,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,326,841,000 | 1,274,141,000 | 1,278,700,000 | 1,341,697,000 |
| Interest-bearing deposits | 1,111,870,000 | 1,074,017,000 | 1,088,716,000 | 1,150,384,000 |
| Noninterest-bearing deposits | 214,971,000 | 200,124,000 | 189,984,000 | 191,313,000 |
| Equity capital | 122,032,000 | 120,927,000 | 114,001,000 | 130,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,598,000 | 29,817,000 | 45,715,000 | 63,272,000 |
| Interest expense | 5,330,000 | 11,441,000 | 18,451,000 | 27,309,000 |
| Net interest income | 9,268,000 | 18,376,000 | 27,264,000 | 35,963,000 |
| Noninterest income | 1,051,000 | 2,400,000 | 3,760,000 | 4,559,000 |
| Noninterest expense | 8,393,000 | 16,359,000 | 24,671,000 | 32,126,000 |
| Provision for loan losses | 264,000 | 6,000 | 45,000 | 575,000 |
| Pretax income | 1,736,000 | 4,675,000 | 6,516,000 | 7,667,000 |
| Income tax | 135,000 | 543,000 | 671,000 | 517,000 |
| Net income | 1,601,000 | 4,132,000 | 5,845,000 | 7,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,296,000 | 144,097,000 | 145,079,000 | 145,654,000 |
| Total capital | — | — | — | 156,760,000 |
| Risk-weighted assets | — | — | — | 1,228,914,000 |