Call reports 2022
AVAILA BANK — 2022
What AVAILA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,494,338,000 | 1,480,536,000 | 1,472,589,000 | 1,545,185,000 |
| Total loans | 860,224,000 | 872,361,000 | 959,197,000 | 1,016,132,000 |
| Allowance for loan losses | 9,540,000 | 9,527,000 | 10,123,000 | 10,546,000 |
| Securities available for sale | 405,298,000 | 418,915,000 | 387,580,000 | 406,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,314,962,000 | 1,321,871,000 | 1,331,215,000 | 1,324,075,000 |
| Interest-bearing deposits | 1,084,870,000 | 1,072,113,000 | 1,097,100,000 | 1,092,165,000 |
| Noninterest-bearing deposits | 230,092,000 | 249,758,000 | 234,115,000 | 231,910,000 |
| Equity capital | 138,265,000 | 114,636,000 | 110,218,000 | 120,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,439,000 | 21,432,000 | 33,987,000 | 47,916,000 |
| Interest expense | 916,000 | 1,949,000 | 3,814,000 | 7,356,000 |
| Net interest income | 9,523,000 | 19,483,000 | 30,173,000 | 40,560,000 |
| Noninterest income | 1,341,000 | 2,426,000 | 3,713,000 | 4,350,000 |
| Noninterest expense | 7,722,000 | 15,789,000 | 23,994,000 | 31,672,000 |
| Provision for loan losses | 0 | 0 | 600,000 | 1,050,000 |
| Pretax income | 3,318,000 | 6,284,000 | 9,594,000 | 12,490,000 |
| Income tax | 517,000 | 911,000 | 1,479,000 | 2,103,000 |
| Net income | 2,801,000 | 5,373,000 | 8,115,000 | 10,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,266,000 | 138,906,000 | 140,818,000 | 142,258,000 |