Call reports 2021
AVAILA BANK — 2021
What AVAILA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,387,224,000 | 1,383,995,000 | 1,428,678,000 | 1,464,817,000 |
| Total loans | 820,151,000 | 842,498,000 | 865,057,000 | 881,991,000 |
| Allowance for loan losses | 8,570,000 | 8,802,000 | 8,990,000 | 9,564,000 |
| Securities available for sale | 312,517,000 | 363,364,000 | 337,332,000 | 422,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,177,144,000 | 1,177,289,000 | 1,204,610,000 | 1,260,186,000 |
| Interest-bearing deposits | 982,899,000 | 970,655,000 | 993,164,000 | 1,040,140,000 |
| Noninterest-bearing deposits | 194,245,000 | 206,634,000 | 211,446,000 | 220,046,000 |
| Equity capital | 134,916,000 | 138,430,000 | 157,304,000 | 158,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,200,000 | 21,084,000 | 32,874,000 | 43,872,000 |
| Interest expense | 1,314,000 | 2,520,000 | 3,595,000 | 4,543,000 |
| Net interest income | 8,886,000 | 18,564,000 | 29,279,000 | 39,329,000 |
| Noninterest income | 1,628,000 | 2,844,000 | 4,222,000 | 5,172,000 |
| Noninterest expense | 6,994,000 | 14,463,000 | 21,985,000 | 29,639,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 1,200,000 |
| Pretax income | 4,658,000 | 8,201,000 | 12,793,000 | 15,544,000 |
| Income tax | 840,000 | 1,481,000 | 2,320,000 | 2,034,000 |
| Net income | 3,818,000 | 6,720,000 | 10,473,000 | 13,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,196,000 | 110,366,000 | 129,189,000 | 132,295,000 |