Call reports 2020
AVAILA BANK — 2020
What AVAILA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,099,471,000 | 1,248,405,000 | 1,266,526,000 | 1,303,810,000 |
| Total loans | 759,494,000 | 800,824,000 | 800,965,000 | 806,134,000 |
| Allowance for loan losses | 8,258,000 | 8,246,000 | 8,388,000 | 8,382,000 |
| Securities available for sale | 190,941,000 | 255,180,000 | 254,894,000 | 301,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 930,878,000 | 1,031,531,000 | 1,046,314,000 | 1,093,969,000 |
| Interest-bearing deposits | 801,988,000 | 861,486,000 | 874,608,000 | 911,642,000 |
| Noninterest-bearing deposits | 128,890,000 | 170,045,000 | 171,706,000 | 182,327,000 |
| Equity capital | 118,652,000 | 130,341,000 | 132,790,000 | 135,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,674,000 | 20,975,000 | 31,349,000 | 42,448,000 |
| Interest expense | 2,400,000 | 4,308,000 | 6,047,000 | 7,613,000 |
| Net interest income | 8,274,000 | 16,667,000 | 25,302,000 | 34,835,000 |
| Noninterest income | 1,065,000 | 2,171,000 | 3,533,000 | 4,096,000 |
| Noninterest expense | 6,328,000 | 12,626,000 | 19,715,000 | 27,004,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 150,000 |
| Pretax income | 3,065,000 | 6,547,000 | 9,508,000 | 12,327,000 |
| Income tax | 556,000 | 1,201,000 | 1,670,000 | 1,539,000 |
| Net income | 2,509,000 | 5,346,000 | 7,838,000 | 10,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,021,000 | 101,127,000 | 102,889,000 | 105,109,000 |