Call reports 2019
AVAILA BANK — 2019
What AVAILA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 913,105,000 | 1,059,955,000 | 1,068,037,000 | 1,083,734,000 |
| Total loans | 643,941,000 | 736,349,000 | 741,517,000 | 761,124,000 |
| Allowance for loan losses | 8,824,000 | 9,095,000 | 9,460,000 | 8,235,000 |
| Securities available for sale | 148,461,000 | 145,081,000 | 179,719,000 | 176,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 756,529,000 | 878,169,000 | 890,321,000 | 933,259,000 |
| Interest-bearing deposits | 637,973,000 | 732,444,000 | 746,957,000 | 781,307,000 |
| Noninterest-bearing deposits | 118,556,000 | 145,725,000 | 143,364,000 | 151,952,000 |
| Equity capital | 102,169,000 | 119,013,000 | 121,182,000 | 122,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,537,000 | 19,343,000 | 30,459,000 | 41,901,000 |
| Interest expense | 2,068,000 | 4,328,000 | 6,966,000 | 10,493,000 |
| Net interest income | 7,469,000 | 15,015,000 | 23,493,000 | 31,408,000 |
| Noninterest income | 712,000 | 1,496,000 | 2,606,000 | 3,371,000 |
| Noninterest expense | 4,937,000 | 10,378,000 | 16,164,000 | 22,279,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | -600,000 |
| Pretax income | 3,081,000 | 5,866,000 | 9,579,000 | 13,623,000 |
| Income tax | 640,000 | 1,255,000 | 1,958,000 | 2,548,000 |
| Net income | 2,441,000 | 4,611,000 | 7,621,000 | 11,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,938,000 | 93,041,000 | 94,921,000 | 97,244,000 |
| Total capital | 104,762,000 | 102,136,000 | 104,381,000 | 105,479,000 |
| Risk-weighted assets | 724,759,000 | 809,013,000 | 831,454,000 | 853,271,000 |