Call reports 2018
AVAILA BANK — 2018
What AVAILA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 666,114,000 | 676,653,000 | 679,970,000 | 895,039,000 |
| Total loans | 425,845,000 | 428,761,000 | 439,444,000 | 655,142,000 |
| Allowance for loan losses | 5,674,000 | 5,766,000 | 5,857,000 | 8,662,000 |
| Securities available for sale | 124,725,000 | 136,511,000 | 146,845,000 | 149,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,546,000 | 579,199,000 | 581,774,000 | 742,230,000 |
| Interest-bearing deposits | 463,462,000 | 479,875,000 | 482,051,000 | 613,880,000 |
| Noninterest-bearing deposits | 106,084,000 | 99,323,000 | 99,723,000 | 128,350,000 |
| Equity capital | 70,374,000 | 70,920,000 | 71,747,000 | 97,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,263,000 | 12,683,000 | 19,321,000 | 36,404,000 |
| Interest expense | 725,000 | 1,632,000 | 2,757,000 | 6,588,000 |
| Net interest income | 5,538,000 | 11,051,000 | 16,564,000 | 29,816,000 |
| Noninterest income | 528,000 | 1,198,000 | 1,300,000 | 2,115,000 |
| Noninterest expense | 3,746,000 | 7,887,000 | 11,767,000 | 19,188,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 960,000 |
| Pretax income | 2,172,000 | 4,110,000 | 5,784,000 | 11,745,000 |
| Income tax | 434,000 | 807,000 | 214,000 | 1,571,000 |
| Net income | 1,738,000 | 3,303,000 | 5,570,000 | 10,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,815,000 | 66,590,000 | 67,992,000 | 93,452,000 |
| Total capital | 71,489,000 | 72,356,000 | 73,849,000 | 102,114,000 |
| Risk-weighted assets | 512,842,000 | 522,213,000 | 539,135,000 | 739,573,000 |