Call reports 2017
AVAILA BANK — 2017
What AVAILA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 668,001,000 | 648,625,000 | 640,053,000 | 658,607,000 |
| Total loans | 391,152,000 | 391,141,000 | 398,474,000 | 429,391,000 |
| Allowance for loan losses | 5,219,000 | 5,304,000 | 5,399,000 | 5,482,000 |
| Securities available for sale | 126,660,000 | 177,149,000 | 170,026,000 | 159,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,505,000 | 555,168,000 | 545,769,000 | 543,965,000 |
| Interest-bearing deposits | 473,823,000 | 451,000,000 | 443,262,000 | 443,183,000 |
| Noninterest-bearing deposits | 102,682,000 | 104,168,000 | 102,507,000 | 100,781,000 |
| Equity capital | 70,854,000 | 72,687,000 | 73,210,000 | 71,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,881,000 | 10,697,000 | 16,577,000 | 22,612,000 |
| Interest expense | 560,000 | 1,171,000 | 1,790,000 | 2,468,000 |
| Net interest income | 4,321,000 | 9,526,000 | 14,787,000 | 20,144,000 |
| Noninterest income | 574,000 | 1,350,000 | 2,108,000 | 2,900,000 |
| Noninterest expense | 3,466,000 | 7,592,000 | 11,257,000 | 15,911,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 898,000 | 2,665,000 | 5,037,000 | 6,487,000 |
| Income tax | 161,000 | 623,000 | 1,279,000 | 2,260,000 |
| Net income | 737,000 | 2,042,000 | 3,758,000 | 4,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,455,000 | 64,746,000 | 65,623,000 | 65,262,000 |
| Total capital | 69,690,000 | 70,050,000 | 71,022,000 | 70,744,000 |
| Risk-weighted assets | 475,138,000 | 502,086,000 | 501,944,000 | 528,132,000 |