Call reports 2014
AVAILA BANK — 2014
What AVAILA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 363,806,000 | 359,526,000 | 368,756,000 | 529,193,000 |
| Total loans | 231,742,000 | 236,073,000 | 239,701,000 | 353,410,000 |
| Allowance for loan losses | 3,606,000 | 3,577,000 | 3,615,000 | 5,156,000 |
| Securities available for sale | 86,050,000 | 94,771,000 | 97,035,000 | 133,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,828,000 | 314,787,000 | 319,877,000 | 443,396,000 |
| Interest-bearing deposits | 280,408,000 | 274,312,000 | 275,068,000 | 364,924,000 |
| Noninterest-bearing deposits | 40,420,000 | 40,475,000 | 44,809,000 | 78,472,000 |
| Equity capital | 36,373,000 | 37,942,000 | 38,910,000 | 56,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 6,799,000 | 10,356,000 | 19,366,000 |
| Interest expense | 331,000 | 692,000 | 1,046,000 | 1,846,000 |
| Net interest income | 3,036,000 | 6,107,000 | 9,310,000 | 17,520,000 |
| Noninterest income | 425,000 | 857,000 | 1,182,000 | 2,156,000 |
| Noninterest expense | 2,519,000 | 4,920,000 | 7,294,000 | 13,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 689,000 | 1,772,000 | 2,929,000 | 6,403,000 |
| Income tax | -24,000 | 132,000 | 357,000 | 998,000 |
| Net income | 713,000 | 1,640,000 | 2,572,000 | 5,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,634,000 | 37,336,000 | 38,043,000 | 55,407,000 |
| Total capital | 40,050,000 | 40,806,000 | 41,532,000 | 60,449,000 |
| Risk-weighted assets | 275,525,000 | 277,441,000 | 281,560,000 | 405,997,000 |