Call reports 2013
AVAILA BANK — 2013
What AVAILA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 369,697,000 | 359,099,000 | 361,365,000 | 369,649,000 |
| Total loans | 216,312,000 | 222,565,000 | 228,688,000 | 242,047,000 |
| Allowance for loan losses | 4,018,000 | 4,230,000 | 4,266,000 | 3,842,000 |
| Securities available for sale | 111,482,000 | 109,338,000 | 106,357,000 | 95,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,567,000 | 307,278,000 | 320,080,000 | 309,798,000 |
| Interest-bearing deposits | 306,648,000 | 268,844,000 | 279,568,000 | 265,666,000 |
| Noninterest-bearing deposits | 18,919,000 | 38,434,000 | 40,512,000 | 44,132,000 |
| Equity capital | 35,540,000 | 33,099,000 | 34,329,000 | 34,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,541,000 | 7,022,000 | 10,492,000 | 13,938,000 |
| Interest expense | 413,000 | 803,000 | 1,181,000 | 1,542,000 |
| Net interest income | 3,128,000 | 6,219,000 | 9,311,000 | 12,396,000 |
| Noninterest income | 303,000 | 610,000 | 846,000 | 1,187,000 |
| Noninterest expense | 2,349,000 | 4,514,000 | 6,895,000 | 9,180,000 |
| Provision for loan losses | 75,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 1,070,000 | 2,325,000 | 3,337,000 | 4,217,000 |
| Income tax | 191,000 | 469,000 | 623,000 | 709,000 |
| Net income | 879,000 | 1,856,000 | 2,714,000 | 3,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,817,000 | 34,644,000 | 35,352,000 | 36,146,000 |
| Total capital | 37,064,000 | 38,032,000 | 38,801,000 | 39,736,000 |
| Risk-weighted assets | 262,556,000 | 270,118,000 | 274,972,000 | 286,798,000 |