Call reports 2012
AVAILA BANK — 2012
What AVAILA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 357,481,000 | 346,322,000 | 355,016,000 | 368,606,000 |
| Total loans | 215,940,000 | 220,700,000 | 223,528,000 | 234,628,000 |
| Allowance for loan losses | 4,070,000 | 3,961,000 | 4,029,000 | 4,104,000 |
| Securities available for sale | 90,318,000 | 101,734,000 | 100,235,000 | 105,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,154,000 | 302,774,000 | 312,090,000 | 315,274,000 |
| Interest-bearing deposits | 281,783,000 | 271,986,000 | 302,671,000 | 303,001,000 |
| Noninterest-bearing deposits | 33,370,000 | 30,788,000 | 9,419,000 | 12,273,000 |
| Equity capital | 31,708,000 | 32,754,000 | 34,061,000 | 35,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,732,000 | 7,422,000 | 11,058,000 | 14,671,000 |
| Interest expense | 642,000 | 1,218,000 | 1,731,000 | 2,203,000 |
| Net interest income | 3,090,000 | 6,204,000 | 9,327,000 | 12,468,000 |
| Noninterest income | 198,000 | 344,000 | 708,000 | 1,257,000 |
| Noninterest expense | 2,390,000 | 4,703,000 | 7,008,000 | 9,199,000 |
| Provision for loan losses | 190,000 | 340,000 | 415,000 | 490,000 |
| Pretax income | 1,013,000 | 1,674,000 | 2,948,000 | 4,358,000 |
| Income tax | 161,000 | 288,000 | 501,000 | 761,000 |
| Net income | 852,000 | 1,386,000 | 2,447,000 | 3,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,344,000 | 30,877,000 | 31,938,000 | 33,088,000 |
| Total capital | 33,564,000 | 34,112,000 | 35,193,000 | 36,536,000 |
| Risk-weighted assets | 257,658,000 | 260,692,000 | 262,522,000 | 278,523,000 |