Call reports 2011
AVAILA BANK — 2011
What AVAILA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 338,458,000 | 327,680,000 | 343,096,000 | 352,911,000 |
| Total loans | 213,127,000 | 213,993,000 | 215,795,000 | 224,856,000 |
| Allowance for loan losses | 3,975,000 | 3,919,000 | 4,067,000 | 3,879,000 |
| Securities available for sale | 74,979,000 | 80,764,000 | 88,688,000 | 89,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,437,000 | 288,936,000 | 301,582,000 | 304,261,000 |
| Interest-bearing deposits | 270,600,000 | 260,618,000 | 271,463,000 | 268,028,000 |
| Noninterest-bearing deposits | 25,837,000 | 28,318,000 | 30,119,000 | 36,234,000 |
| Equity capital | 26,537,000 | 28,175,000 | 29,811,000 | 30,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,763,000 | 7,549,000 | 11,335,000 | 15,186,000 |
| Interest expense | 796,000 | 1,586,000 | 2,321,000 | 3,028,000 |
| Net interest income | 2,967,000 | 5,963,000 | 9,014,000 | 12,158,000 |
| Noninterest income | 373,000 | 325,000 | 805,000 | 1,008,000 |
| Noninterest expense | 2,372,000 | 4,760,000 | 7,382,000 | 9,645,000 |
| Provision for loan losses | 200,000 | 440,000 | 625,000 | 895,000 |
| Pretax income | 798,000 | 1,019,000 | 2,123,000 | 3,126,000 |
| Income tax | 141,000 | 62,000 | 282,000 | 326,000 |
| Net income | 657,000 | 957,000 | 1,841,000 | 2,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,348,000 | 27,648,000 | 28,533,000 | 29,491,000 |
| Total capital | 30,347,000 | 30,777,000 | 31,644,000 | 32,829,000 |
| Risk-weighted assets | 246,167,000 | 253,072,000 | 257,742,000 | 269,128,000 |