Call reports 2010
AVAILA BANK — 2010
What AVAILA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 324,841,000 | 317,294,000 | 330,767,000 | 324,187,000 |
| Total loans | 228,612,000 | 228,378,000 | 231,455,000 | 230,192,000 |
| Allowance for loan losses | 3,731,000 | 3,352,000 | 4,084,000 | 4,074,000 |
| Securities available for sale | 59,622,000 | 57,200,000 | 62,972,000 | 64,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,701,000 | 277,220,000 | 284,322,000 | 280,366,000 |
| Interest-bearing deposits | 263,395,000 | 253,946,000 | 261,374,000 | 252,778,000 |
| Noninterest-bearing deposits | 23,306,000 | 23,274,000 | 22,948,000 | 27,588,000 |
| Equity capital | 24,944,000 | 26,052,000 | 26,700,000 | 25,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,063,000 | 8,134,000 | 12,124,000 | 16,039,000 |
| Interest expense | 1,026,000 | 1,984,000 | 2,895,000 | 3,763,000 |
| Net interest income | 3,037,000 | 6,150,000 | 9,229,000 | 12,276,000 |
| Noninterest income | 373,000 | 772,000 | 1,215,000 | 1,630,000 |
| Noninterest expense | 2,120,000 | 4,383,000 | 6,799,000 | 9,737,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,750,000 | 2,050,000 |
| Pretax income | 978,000 | 1,835,000 | 1,911,000 | 1,783,000 |
| Income tax | 207,000 | 389,000 | 282,000 | -11,000 |
| Net income | 771,000 | 1,446,000 | 1,629,000 | 1,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,669,000 | 26,342,000 | 26,526,000 | 26,691,000 |
| Total capital | 28,879,000 | 29,586,000 | 29,584,000 | 29,955,000 |
| Risk-weighted assets | 256,496,000 | 259,384,000 | 254,057,000 | 260,341,000 |