Call reports 2026
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2026
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 333,386,000 | 337,128,000 |
| Total loans | 158,939,000 | 153,800,000 |
| Allowance for loan losses | 1,746,000 | 1,698,000 |
| Securities available for sale | 147,280,000 | 167,490,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 282,278,000 | 285,868,000 |
| Interest-bearing deposits | 251,781,000 | 258,139,000 |
| Noninterest-bearing deposits | 30,497,000 | 27,729,000 |
| Equity capital | 49,768,000 | 50,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,831,000 | 7,788,000 |
| Interest expense | 990,000 | 2,049,000 |
| Net interest income | 2,841,000 | 5,739,000 |
| Noninterest income | 265,000 | 555,000 |
| Noninterest expense | 1,307,000 | 2,617,000 |
| Provision for loan losses | -136,000 | -174,000 |
| Pretax income | 1,770,000 | 3,813,000 |
| Income tax | 388,000 | 839,000 |
| Net income | 1,382,000 | 2,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 54,332,000 | 55,200,000 |