Call reports 2024
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2024
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 305,780,000 | 314,777,000 | 325,512,000 | 323,389,000 |
| Total loans | 156,392,000 | 167,394,000 | 170,270,000 | 172,676,000 |
| Allowance for loan losses | 1,682,000 | 1,840,000 | 1,909,000 | 1,948,000 |
| Securities available for sale | 109,224,000 | 108,687,000 | 110,609,000 | 117,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,809,000 | 269,341,000 | 278,095,000 | 276,177,000 |
| Interest-bearing deposits | 230,383,000 | 240,624,000 | 250,249,000 | 245,589,000 |
| Noninterest-bearing deposits | 29,426,000 | 28,717,000 | 27,846,000 | 30,588,000 |
| Equity capital | 44,470,000 | 44,459,000 | 46,367,000 | 46,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,407,000 | 6,986,000 | 10,789,000 | 14,646,000 |
| Interest expense | 792,000 | 1,683,000 | 2,740,000 | 3,849,000 |
| Net interest income | 2,615,000 | 5,303,000 | 8,049,000 | 10,797,000 |
| Noninterest income | 296,000 | 620,000 | 936,000 | 1,301,000 |
| Noninterest expense | 1,173,000 | 2,391,000 | 3,624,000 | 4,979,000 |
| Provision for loan losses | -235,000 | -63,000 | 54,000 | 87,000 |
| Pretax income | 1,885,000 | 3,550,000 | 5,310,000 | 6,996,000 |
| Income tax | 460,000 | 850,000 | 1,274,000 | 1,619,000 |
| Net income | 1,425,000 | 2,700,000 | 4,036,000 | 5,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,250,000 | 49,496,000 | 50,235,000 | 50,882,000 |