Call reports 2022
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2022
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 315,197,000 | 336,613,000 | 324,585,000 | 315,030,000 |
| Total loans | 123,784,000 | 134,512,000 | 140,897,000 | 148,973,000 |
| Allowance for loan losses | 1,683,000 | 1,690,000 | 1,676,000 | 1,683,000 |
| Securities available for sale | 110,862,000 | 118,439,000 | 122,796,000 | 126,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,361,000 | 297,929,000 | 287,016,000 | 275,497,000 |
| Interest-bearing deposits | 240,625,000 | 262,750,000 | 252,652,000 | 246,557,000 |
| Noninterest-bearing deposits | 33,736,000 | 35,179,000 | 34,364,000 | 28,940,000 |
| Equity capital | 40,310,000 | 38,501,000 | 37,145,000 | 39,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,395,000 | 5,686,000 | 8,263,000 |
| Interest expense | 56,000 | 152,000 | 332,000 | 628,000 |
| Net interest income | 1,464,000 | 3,243,000 | 5,354,000 | 7,635,000 |
| Noninterest income | 317,000 | 622,000 | 929,000 | 1,236,000 |
| Noninterest expense | 980,000 | 2,021,000 | 3,082,000 | 4,274,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 808,000 | 1,853,000 | 3,210,000 | 4,606,000 |
| Income tax | 182,000 | 422,000 | 749,000 | 1,083,000 |
| Net income | 626,000 | 1,431,000 | 2,461,000 | 3,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,821,000 | 44,246,000 | 44,896,000 | 45,579,000 |