Call reports 2021
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2021
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 290,126,000 | 295,971,000 | 296,937,000 | 302,457,000 |
| Total loans | 115,625,000 | 114,664,000 | 120,122,000 | 131,015,000 |
| Allowance for loan losses | 1,622,000 | 1,673,000 | 1,673,000 | 1,680,000 |
| Securities available for sale | 88,787,000 | 84,801,000 | 76,393,000 | 75,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,629,000 | 252,202,000 | 252,646,000 | 258,434,000 |
| Interest-bearing deposits | 215,268,000 | 220,788,000 | 223,486,000 | 225,474,000 |
| Noninterest-bearing deposits | 31,361,000 | 31,414,000 | 29,160,000 | 32,960,000 |
| Equity capital | 42,294,000 | 43,049,000 | 43,572,000 | 43,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,723,000 | 5,582,000 | 7,150,000 |
| Interest expense | 130,000 | 214,000 | 281,000 | 341,000 |
| Net interest income | 1,508,000 | 3,509,000 | 5,301,000 | 6,809,000 |
| Noninterest income | 252,000 | 527,000 | 796,000 | 1,085,000 |
| Noninterest expense | 963,000 | 1,949,000 | 2,525,000 | 3,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 799,000 | 2,089,000 | 3,574,000 | 4,424,000 |
| Income tax | 178,000 | 496,000 | 867,000 | 1,057,000 |
| Net income | 621,000 | 1,593,000 | 2,707,000 | 3,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,838,000 | 42,475,000 | 43,253,000 | 43,575,000 |