Call reports 2020
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2020
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 250,741,000 | 268,757,000 | 270,860,000 | 281,595,000 |
| Total loans | 120,764,000 | 127,134,000 | 129,792,000 | 121,722,000 |
| Allowance for loan losses | 1,590,000 | 1,610,000 | 1,621,000 | 1,622,000 |
| Securities available for sale | 72,390,000 | 66,848,000 | 92,023,000 | 88,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,182,000 | 225,419,000 | 227,130,000 | 238,077,000 |
| Interest-bearing deposits | 189,461,000 | 200,974,000 | 204,343,000 | 206,450,000 |
| Noninterest-bearing deposits | 19,721,000 | 24,445,000 | 22,787,000 | 31,627,000 |
| Equity capital | 40,789,000 | 42,175,000 | 42,519,000 | 42,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,037,000 | 3,828,000 | 5,585,000 | 7,441,000 |
| Interest expense | 382,000 | 635,000 | 854,000 | 1,032,000 |
| Net interest income | 1,655,000 | 3,193,000 | 4,731,000 | 6,409,000 |
| Noninterest income | 253,000 | 493,000 | 750,000 | 1,071,000 |
| Noninterest expense | 970,000 | 1,917,000 | 2,841,000 | 3,867,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 925,000 | 1,731,000 | 2,573,000 | 3,518,000 |
| Income tax | 202,000 | 374,000 | 559,000 | 774,000 |
| Net income | 723,000 | 1,357,000 | 2,014,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,806,000 | 41,103,000 | 41,424,000 | 41,552,000 |