Call reports 2018
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2018
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 241,157,000 | 242,774,000 | 242,265,000 | 247,902,000 |
| Total loans | 113,926,000 | 114,247,000 | 114,528,000 | 118,729,000 |
| Allowance for loan losses | 1,659,000 | 1,686,000 | 1,697,000 | 1,723,000 |
| Securities available for sale | 87,649,000 | 87,391,000 | 89,850,000 | 92,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,093,000 | 206,482,000 | 205,466,000 | 209,653,000 |
| Interest-bearing deposits | 184,682,000 | 187,298,000 | 186,398,000 | 187,845,000 |
| Noninterest-bearing deposits | 20,411,000 | 19,184,000 | 19,068,000 | 21,808,000 |
| Equity capital | 35,618,000 | 35,905,000 | 36,118,000 | 37,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,996,000 | 4,066,000 | 6,213,000 | 8,436,000 |
| Interest expense | 199,000 | 459,000 | 763,000 | 1,104,000 |
| Net interest income | 1,797,000 | 3,607,000 | 5,450,000 | 7,332,000 |
| Noninterest income | 268,000 | 526,000 | 787,000 | 1,077,000 |
| Noninterest expense | 910,000 | 1,830,000 | 2,771,000 | 3,751,000 |
| Provision for loan losses | 45,000 | 90,000 | 90,000 | 90,000 |
| Pretax income | 1,110,000 | 2,213,000 | 3,376,000 | 4,568,000 |
| Income tax | 252,000 | 491,000 | 748,000 | 999,000 |
| Net income | 858,000 | 1,722,000 | 2,628,000 | 3,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,907,000 | 37,389,000 | 37,998,000 | 38,554,000 |
| Total capital | 38,566,000 | 39,075,000 | 39,676,000 | 40,277,000 |
| Risk-weighted assets | 135,483,000 | 135,569,000 | 134,233,000 | 141,565,000 |