Call reports 2017
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2017
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 241,580,000 | 239,591,000 | 242,737,000 | 243,660,000 |
| Total loans | 112,057,000 | 114,739,000 | 119,796,000 | 122,403,000 |
| Allowance for loan losses | 1,773,000 | 1,757,000 | 1,803,000 | 1,606,000 |
| Securities available for sale | 91,097,000 | 90,075,000 | 86,621,000 | 88,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,333,000 | 203,472,000 | 206,127,000 | 207,604,000 |
| Interest-bearing deposits | 185,418,000 | 185,135,000 | 187,194,000 | 186,734,000 |
| Noninterest-bearing deposits | 20,915,000 | 18,337,000 | 18,933,000 | 20,870,000 |
| Equity capital | 34,614,000 | 35,742,000 | 36,189,000 | 35,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,890,000 | 3,843,000 | 5,849,000 | 7,881,000 |
| Interest expense | 125,000 | 258,000 | 405,000 | 562,000 |
| Net interest income | 1,765,000 | 3,585,000 | 5,444,000 | 7,319,000 |
| Noninterest income | 259,000 | 537,000 | 820,000 | 1,070,000 |
| Noninterest expense | 897,000 | 1,819,000 | 2,745,000 | 3,692,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 90,000 |
| Pretax income | 1,128,000 | 2,304,000 | 3,476,000 | 4,608,000 |
| Income tax | 335,000 | 693,000 | 1,054,000 | 1,546,000 |
| Net income | 793,000 | 1,611,000 | 2,422,000 | 3,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,003,000 | 35,539,000 | 36,065,000 | 36,333,000 |
| Total capital | 36,690,000 | 37,260,000 | 37,808,000 | 37,939,000 |
| Risk-weighted assets | 134,870,000 | 137,663,000 | 139,413,000 | 144,639,000 |