Call reports 2012
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2012
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 223,039,000 | 222,752,000 | 228,155,000 | 232,626,000 |
| Total loans | 96,404,000 | 101,834,000 | 103,310,000 | 113,812,000 |
| Allowance for loan losses | 1,955,000 | 1,954,000 | 1,933,000 | 1,920,000 |
| Securities available for sale | 67,242,000 | 71,757,000 | 74,200,000 | 80,827,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,834,000 | 195,120,000 | 199,616,000 | 204,393,000 |
| Interest-bearing deposits | 178,058,000 | 176,626,000 | 180,177,000 | 180,101,000 |
| Noninterest-bearing deposits | 17,776,000 | 18,494,000 | 19,439,000 | 24,292,000 |
| Equity capital | 26,819,000 | 27,359,000 | 27,995,000 | 27,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,569,000 | 5,426,000 | 7,366,000 |
| Interest expense | 225,000 | 416,000 | 578,000 | 732,000 |
| Net interest income | 1,586,000 | 3,153,000 | 4,848,000 | 6,634,000 |
| Noninterest income | 473,000 | 740,000 | 1,030,000 | 1,391,000 |
| Noninterest expense | 869,000 | 1,745,000 | 2,642,000 | 3,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,199,000 | 2,157,000 | 3,245,000 | 4,418,000 |
| Income tax | 406,000 | 710,000 | 1,044,000 | 1,377,000 |
| Net income | 793,000 | 1,447,000 | 2,201,000 | 3,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,089,000 | 26,615,000 | 27,120,000 | 27,181,000 |
| Total capital | 27,450,000 | 28,044,000 | 28,580,000 | 28,807,000 |
| Risk-weighted assets | 108,276,000 | 113,800,000 | 116,311,000 | 129,822,000 |