Call reports 2011
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2011
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 196,278,000 | 198,687,000 | 206,903,000 | 216,583,000 |
| Total loans | 97,376,000 | 99,309,000 | 102,020,000 | 104,695,000 |
| Allowance for loan losses | 1,984,000 | 1,970,000 | 1,972,000 | 1,946,000 |
| Securities available for sale | 58,541,000 | 59,782,000 | 70,109,000 | 74,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,595,000 | 173,095,000 | 180,273,000 | 189,892,000 |
| Interest-bearing deposits | 156,172,000 | 157,227,000 | 165,882,000 | 169,440,000 |
| Noninterest-bearing deposits | 15,423,000 | 15,868,000 | 14,391,000 | 20,452,000 |
| Equity capital | 24,351,000 | 25,213,000 | 25,884,000 | 26,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,736,000 | 5,721,000 | 7,675,000 |
| Interest expense | 283,000 | 556,000 | 825,000 | 1,083,000 |
| Net interest income | 1,541,000 | 3,180,000 | 4,896,000 | 6,592,000 |
| Noninterest income | 352,000 | 722,000 | 1,170,000 | 1,588,000 |
| Noninterest expense | 892,000 | 1,799,000 | 2,730,000 | 3,752,000 |
| Provision for loan losses | 135,000 | 135,000 | 135,000 | 135,000 |
| Pretax income | 866,000 | 1,968,000 | 3,201,000 | 4,310,000 |
| Income tax | 270,000 | 635,000 | 1,048,000 | 1,414,000 |
| Net income | 596,000 | 1,333,000 | 2,153,000 | 2,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,953,000 | 24,479,000 | 25,058,000 | 25,500,000 |
| Total capital | 25,330,000 | 25,876,000 | 26,503,000 | 27,000,000 |
| Risk-weighted assets | 109,586,000 | 111,188,000 | 115,101,000 | 119,587,000 |