Call reports 2005
FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2005
What FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 156,575,000 | 155,411,000 | 153,451,000 | 163,673,000 |
| Total loans | 80,050,000 | 83,785,000 | 88,139,000 | 89,044,000 |
| Allowance for loan losses | 1,158,000 | 1,160,000 | 1,205,000 | 1,202,000 |
| Securities available for sale | 60,528,000 | 58,947,000 | 55,076,000 | 54,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,520,000 | 139,575,000 | 137,477,000 | 147,565,000 |
| Interest-bearing deposits | 124,225,000 | 120,355,000 | 124,780,000 | 128,560,000 |
| Noninterest-bearing deposits | 17,295,000 | 19,220,000 | 12,697,000 | 19,005,000 |
| Equity capital | 14,613,000 | 15,403,000 | 15,572,000 | 15,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,634,000 | 5,589,000 | 7,662,000 |
| Interest expense | 460,000 | 967,000 | 1,555,000 | 2,189,000 |
| Net interest income | 1,319,000 | 2,667,000 | 4,034,000 | 5,473,000 |
| Noninterest income | 237,000 | 502,000 | 792,000 | 1,026,000 |
| Noninterest expense | 865,000 | 1,662,000 | 2,583,000 | 3,474,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 90,000 |
| Pretax income | 691,000 | 1,507,000 | 2,198,000 | 2,935,000 |
| Income tax | 222,000 | 495,000 | 711,000 | 934,000 |
| Net income | 469,000 | 1,012,000 | 1,487,000 | 2,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,219,000 | 15,524,000 | 15,830,000 | 16,117,000 |
| Total capital | 16,377,000 | 16,684,000 | 17,035,000 | 17,319,000 |
| Risk-weighted assets | 95,173,000 | 94,544,000 | 98,708,000 | 101,752,000 |
Machine access — free, no API key
Every figure shown here about FIRST TRUST AND SAVINGS BANK OF WATSEKA, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.