Call reports 2023
STATE CENTRAL BANK — 2023
What STATE CENTRAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 48,128,000 | 48,719,000 | 46,476,000 | 49,752,000 |
| Total loans | 15,127,000 | 14,528,000 | 14,939,000 | 15,416,000 |
| Allowance for loan losses | 1,016,000 | 1,095,000 | 1,178,000 | 1,253,000 |
| Securities available for sale | 19,623,000 | 19,805,000 | 19,020,000 | 19,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,197,000 | 43,881,000 | 41,792,000 | 44,070,000 |
| Interest-bearing deposits | 33,413,000 | 33,695,000 | 31,336,000 | 34,421,000 |
| Noninterest-bearing deposits | 9,784,000 | 10,186,000 | 10,456,000 | 9,649,000 |
| Equity capital | 4,881,000 | 4,789,000 | 4,625,000 | 5,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 1,019,000 | 1,560,000 | 2,323,000 |
| Interest expense | 128,000 | 274,000 | 432,000 | 603,000 |
| Net interest income | 355,000 | 745,000 | 1,128,000 | 1,720,000 |
| Noninterest income | 93,000 | 205,000 | 336,000 | 462,000 |
| Noninterest expense | 380,000 | 843,000 | 1,333,000 | 1,912,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 88,000 | 108,000 | 360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 88,000 | 108,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,198,000 | 5,237,000 | 5,257,000 | 5,505,000 |