Call reports 2022
STATE CENTRAL BANK — 2022
What STATE CENTRAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 47,675,000 | 49,286,000 | 54,330,000 | 48,465,000 |
| Total loans | 14,288,000 | 14,184,000 | 15,318,000 | 14,878,000 |
| Allowance for loan losses | 1,177,000 | 927,000 | 959,000 | 990,000 |
| Securities available for sale | 13,011,000 | 21,015,000 | 19,410,000 | 19,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,541,000 | 44,416,000 | 49,900,000 | 43,712,000 |
| Interest-bearing deposits | 32,331,000 | 33,964,000 | 36,822,000 | 34,156,000 |
| Noninterest-bearing deposits | 10,210,000 | 10,452,000 | 13,078,000 | 9,556,000 |
| Equity capital | 5,091,000 | 4,829,000 | 4,396,000 | 4,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 622,000 | 1,050,000 | 1,529,000 |
| Interest expense | 14,000 | 40,000 | 108,000 | 212,000 |
| Net interest income | 265,000 | 582,000 | 942,000 | 1,317,000 |
| Noninterest income | 111,000 | 221,000 | 368,000 | 483,000 |
| Noninterest expense | 352,000 | 721,000 | 1,081,000 | 1,504,000 |
| Provision for loan losses | 0 | -300,000 | -300,000 | -300,000 |
| Pretax income | 24,000 | 308,000 | 455,000 | 522,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 308,000 | 455,000 | 522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,651,000 | 4,935,000 | 5,082,000 | 5,149,000 |