Call reports 2021
STATE CENTRAL BANK — 2021
What STATE CENTRAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 46,965,000 | 48,920,000 | 48,128,000 | 49,185,000 |
| Total loans | 16,108,000 | 15,290,000 | 14,448,000 | 14,663,000 |
| Allowance for loan losses | 1,507,000 | 1,539,000 | 1,093,000 | 1,145,000 |
| Securities available for sale | 10,336,000 | 11,023,000 | 12,200,000 | 11,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,615,000 | 43,572,000 | 42,308,000 | 43,566,000 |
| Interest-bearing deposits | 31,256,000 | 33,611,000 | 32,636,000 | 34,451,000 |
| Noninterest-bearing deposits | 10,359,000 | 9,961,000 | 9,672,000 | 9,115,000 |
| Equity capital | 5,315,000 | 5,309,000 | 5,786,000 | 5,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 602,000 | 884,000 | 1,156,000 |
| Interest expense | 14,000 | 29,000 | 43,000 | 57,000 |
| Net interest income | 304,000 | 573,000 | 841,000 | 1,099,000 |
| Noninterest income | 88,000 | 209,000 | 332,000 | 461,000 |
| Noninterest expense | 354,000 | 710,000 | 1,057,000 | 1,469,000 |
| Provision for loan losses | 0 | 0 | -500,000 | -500,000 |
| Pretax income | 38,000 | 87,000 | 631,000 | 606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 87,000 | 631,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,062,000 | 4,112,000 | 4,655,000 | 4,627,000 |