Call reports 2019
STATE CENTRAL BANK — 2019
What STATE CENTRAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 37,705,000 | 38,366,000 | 37,744,000 | 42,056,000 |
| Total loans | 19,663,000 | 19,589,000 | 19,612,000 | 18,692,000 |
| Allowance for loan losses | 1,108,000 | 1,196,000 | 1,906,000 | 478,000 |
| Securities available for sale | 11,336,000 | 12,002,000 | 12,076,000 | 11,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,527,000 | 32,945,000 | 32,868,000 | 37,110,000 |
| Interest-bearing deposits | 26,385,000 | 27,254,000 | 27,039,000 | 31,509,000 |
| Noninterest-bearing deposits | 6,142,000 | 5,691,000 | 5,829,000 | 5,601,000 |
| Equity capital | 5,121,000 | 5,344,000 | 4,821,000 | 4,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 748,000 | 1,125,000 | 1,513,000 |
| Interest expense | 37,000 | 76,000 | 121,000 | 170,000 |
| Net interest income | 334,000 | 672,000 | 1,004,000 | 1,343,000 |
| Noninterest income | 129,000 | 200,000 | 300,000 | 420,000 |
| Noninterest expense | 337,000 | 694,000 | 1,038,000 | 1,439,000 |
| Provision for loan losses | 0 | 0 | 700,000 | 700,000 |
| Pretax income | 126,000 | 179,000 | -433,000 | -375,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 179,000 | -433,000 | -375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,337,000 | 4,390,000 | 3,778,000 | 3,836,000 |
| Total capital | 4,721,000 | 4,784,000 | 4,169,000 | 4,200,000 |
| Risk-weighted assets | 30,033,000 | 30,731,000 | 29,827,000 | 29,010,000 |