Call reports 2018
STATE CENTRAL BANK — 2018
What STATE CENTRAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,525,000 | 39,580,000 | 38,092,000 | 37,985,000 |
| Total loans | 19,982,000 | 19,895,000 | 20,355,000 | 20,892,000 |
| Allowance for loan losses | 949,000 | 991,000 | 1,026,000 | 1,057,000 |
| Securities available for sale | 7,145,000 | 7,607,000 | 8,094,000 | 9,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,760,000 | 34,768,000 | 33,161,000 | 33,105,000 |
| Interest-bearing deposits | 26,873,000 | 28,920,000 | 27,342,000 | 26,673,000 |
| Noninterest-bearing deposits | 5,887,000 | 5,848,000 | 5,819,000 | 6,432,000 |
| Equity capital | 4,703,000 | 4,723,000 | 4,850,000 | 4,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 688,000 | 1,084,000 | 1,448,000 |
| Interest expense | 35,000 | 72,000 | 112,000 | 151,000 |
| Net interest income | 299,000 | 616,000 | 972,000 | 1,297,000 |
| Noninterest income | 84,000 | 174,000 | 274,000 | 309,000 |
| Noninterest expense | 358,000 | 717,000 | 1,043,000 | 1,433,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 73,000 | 203,000 | 152,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 73,000 | 203,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,084,000 | 4,131,000 | 4,262,000 | 4,211,000 |
| Total capital | 4,436,000 | 4,471,000 | 4,614,000 | 4,581,000 |
| Risk-weighted assets | 27,548,000 | 26,557,000 | 27,560,000 | 28,966,000 |