Call reports 2017
STATE CENTRAL BANK — 2017
What STATE CENTRAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,060,000 | 41,626,000 | 38,659,000 | 39,997,000 |
| Total loans | 24,134,000 | 23,257,000 | 23,267,000 | 21,263,000 |
| Allowance for loan losses | 1,657,000 | 1,449,000 | 786,000 | 925,000 |
| Securities available for sale | 5,299,000 | 6,050,000 | 6,031,000 | 6,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,093,000 | 36,735,000 | 33,378,000 | 35,139,000 |
| Interest-bearing deposits | 30,675,000 | 30,015,000 | 26,204,000 | 28,647,000 |
| Noninterest-bearing deposits | 6,418,000 | 6,720,000 | 7,174,000 | 6,492,000 |
| Equity capital | 4,765,000 | 4,735,000 | 5,142,000 | 4,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 690,000 | 1,076,000 | 1,409,000 |
| Interest expense | 35,000 | 73,000 | 105,000 | 141,000 |
| Net interest income | 295,000 | 617,000 | 971,000 | 1,268,000 |
| Noninterest income | 136,000 | 110,000 | -77,000 | -328,000 |
| Noninterest expense | 418,000 | 790,000 | 1,196,000 | 1,524,000 |
| Provision for loan losses | 0 | 0 | -655,000 | -655,000 |
| Pretax income | 13,000 | -63,000 | 353,000 | 71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | -63,000 | 353,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,985,000 | 3,897,000 | 4,326,000 | 4,043,000 |
| Total capital | 4,378,000 | 4,282,000 | 4,708,000 | 4,405,000 |
| Risk-weighted assets | 29,703,000 | 29,713,000 | 30,013,000 | 28,365,000 |