Call reports 2013
STATE CENTRAL BANK — 2013
What STATE CENTRAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 139,589,000 | 129,630,000 | 121,459,000 | 71,126,000 |
| Total loans | 90,240,000 | 80,791,000 | 77,363,000 | 44,074,000 |
| Allowance for loan losses | 3,678,000 | 3,455,000 | 3,446,000 | 3,367,000 |
| Securities available for sale | 17,317,000 | 13,972,000 | 12,977,000 | 7,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,470,000 | 124,784,000 | 116,964,000 | 59,826,000 |
| Interest-bearing deposits | 107,345,000 | 104,911,000 | 98,319,000 | 53,501,000 |
| Noninterest-bearing deposits | 21,125,000 | 19,873,000 | 18,645,000 | 6,325,000 |
| Equity capital | 4,457,000 | 4,113,000 | 3,563,000 | 7,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,242,000 | 3,240,000 | 4,129,000 |
| Interest expense | 249,000 | 459,000 | 651,000 | 825,000 |
| Net interest income | 918,000 | 1,783,000 | 2,589,000 | 3,304,000 |
| Noninterest income | 239,000 | 481,000 | 691,000 | 5,246,000 |
| Noninterest expense | 1,254,000 | 2,603,000 | 4,172,000 | 5,614,000 |
| Provision for loan losses | 850,000 | 950,000 | 950,000 | 950,000 |
| Pretax income | -947,000 | -1,289,000 | -1,842,000 | 1,978,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -947,000 | -1,289,000 | -1,842,000 | 1,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,672,000 | 3,330,000 | 2,777,000 | 7,097,000 |
| Total capital | 4,764,000 | 4,337,000 | 3,746,000 | 7,705,000 |
| Risk-weighted assets | 84,760,000 | 78,103,000 | 75,066,000 | 45,880,000 |