Call reports 2012
CENTRAL ARIZONA BANK — 2012
What CENTRAL ARIZONA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 43,574,000 | 39,297,000 | 37,020,000 | 32,511,000 |
| Total loans | 31,630,000 | 30,454,000 | 27,827,000 | 24,981,000 |
| Allowance for loan losses | 1,755,000 | 1,586,000 | 1,547,000 | 1,439,000 |
| Securities available for sale | 33,000 | 31,000 | 8,000 | 7,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,617,000 | 38,354,000 | 36,169,000 | 31,734,000 |
| Interest-bearing deposits | 33,577,000 | 30,787,000 | 28,278,000 | 24,263,000 |
| Noninterest-bearing deposits | 9,040,000 | 7,567,000 | 7,891,000 | 7,471,000 |
| Equity capital | 870,000 | 859,000 | 773,000 | 716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 800,000 | 1,156,000 | 1,489,000 |
| Interest expense | 74,000 | 143,000 | 200,000 | 246,000 |
| Net interest income | 341,000 | 657,000 | 956,000 | 1,243,000 |
| Noninterest income | -30,000 | -3,000 | -73,000 | -301,000 |
| Noninterest expense | 563,000 | 1,173,000 | 1,706,000 | 2,261,000 |
| Provision for loan losses | 0 | 62,000 | 63,000 | 64,000 |
| Pretax income | -252,000 | -581,000 | -886,000 | -1,383,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -252,000 | -581,000 | -886,000 | -1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 868,000 | 859,000 | 773,000 | 716,000 |
| Total capital | 1,298,000 | 1,270,000 | 1,143,000 | 1,049,000 |
| Risk-weighted assets | 33,044,000 | 31,728,000 | 28,437,000 | 25,551,000 |