Call reports 2011
CENTRAL ARIZONA BANK — 2011
What CENTRAL ARIZONA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 70,779,000 | 63,607,000 | 46,590,000 | 41,976,000 |
| Total loans | 48,442,000 | 46,550,000 | 35,626,000 | 33,108,000 |
| Allowance for loan losses | 2,031,000 | 2,128,000 | 1,797,000 | 1,801,000 |
| Securities available for sale | 36,000 | 36,000 | 36,000 | 33,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,980,000 | 62,013,000 | 45,125,000 | 40,948,000 |
| Interest-bearing deposits | 50,624,000 | 46,231,000 | 36,968,000 | 33,126,000 |
| Noninterest-bearing deposits | 18,356,000 | 15,782,000 | 8,157,000 | 7,822,000 |
| Equity capital | 1,547,000 | 1,379,000 | 1,330,000 | 922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,367,000 | 1,984,000 | 2,457,000 |
| Interest expense | 171,000 | 313,000 | 435,000 | 520,000 |
| Net interest income | 519,000 | 1,054,000 | 1,549,000 | 1,937,000 |
| Noninterest income | -169,000 | -143,000 | 213,000 | 8,000 |
| Noninterest expense | 861,000 | 1,689,000 | 2,468,000 | 3,149,000 |
| Provision for loan losses | 151,000 | 253,000 | 374,000 | 592,000 |
| Pretax income | -662,000 | -1,031,000 | -1,080,000 | -1,796,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -662,000 | -1,031,000 | -1,080,000 | -1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,543,000 | 1,375,000 | 1,327,000 | 920,000 |
| Total capital | 2,183,000 | 2,008,000 | 1,806,000 | 1,371,000 |
| Risk-weighted assets | 49,802,000 | 49,139,000 | 36,972,000 | 34,723,000 |