Call reports 2014
HUDSON VALLEY BANK, N.A. — 2014
What HUDSON VALLEY BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,899,712,000 | 3,219,213,000 | 3,113,803,000 | 3,131,896,000 |
| Total loans | 1,659,699,000 | 1,769,097,000 | 1,827,844,000 | 1,928,156,000 |
| Allowance for loan losses | 26,904,000 | 27,275,000 | 27,722,000 | 27,342,000 |
| Securities available for sale | 526,515,000 | 833,223,000 | 835,890,000 | 808,845,000 |
| Securities held to maturity | 5,951,000 | 5,466,000 | 4,575,000 | 4,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,563,365,000 | 2,861,096,000 | 2,769,746,000 | 2,782,041,000 |
| Interest-bearing deposits | 1,591,285,000 | 1,777,707,000 | 1,691,230,000 | 1,699,822,000 |
| Noninterest-bearing deposits | 972,080,000 | 1,083,389,000 | 1,078,516,000 | 1,082,219,000 |
| Equity capital | 280,698,000 | 285,028,000 | 284,348,000 | 290,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 22,804,000 | 46,053,000 | 70,845,000 | 96,976,000 |
| Interest expense | 1,106,000 | 2,287,000 | 3,522,000 | 4,763,000 |
| Net interest income | 21,698,000 | 43,766,000 | 67,323,000 | 92,213,000 |
| Noninterest income | 4,269,000 | 8,144,000 | 12,118,000 | 14,164,000 |
| Noninterest expense | 23,694,000 | 45,804,000 | 68,002,000 | 92,487,000 |
| Provision for loan losses | 78,000 | 538,000 | 1,189,000 | 1,792,000 |
| Pretax income | 2,221,000 | 5,606,000 | 10,316,000 | 12,156,000 |
| Income tax | 739,000 | 1,776,000 | 3,285,000 | 3,968,000 |
| Net income | 1,482,000 | 3,830,000 | 7,031,000 | 8,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,760,000 | 280,488,000 | 281,904,000 | 286,327,000 |
| Total capital | 300,734,000 | 304,862,000 | 307,108,000 | 312,681,000 |
| Risk-weighted assets | 1,752,847,000 | 1,946,968,000 | 2,013,770,000 | 2,107,170,000 |