Call reports 2013
HUDSON VALLEY BANK, N.A. — 2013
What HUDSON VALLEY BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,824,254,000 | 2,977,095,000 | 3,016,227,000 | 2,993,444,000 |
| Total loans | 1,415,068,000 | 1,480,116,000 | 1,577,988,000 | 1,632,169,000 |
| Allowance for loan losses | 26,088,000 | 25,926,000 | 25,863,000 | 25,990,000 |
| Securities available for sale | 469,684,000 | 518,361,000 | 524,735,000 | 537,514,000 |
| Securities held to maturity | 9,641,000 | 7,340,000 | 6,939,000 | 6,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,465,026,000 | 2,625,976,000 | 2,665,551,000 | 2,635,126,000 |
| Interest-bearing deposits | 1,477,344,000 | 1,621,433,000 | 1,674,944,000 | 1,564,114,000 |
| Noninterest-bearing deposits | 987,682,000 | 1,004,543,000 | 990,607,000 | 1,071,012,000 |
| Equity capital | 287,945,000 | 283,871,000 | 285,181,000 | 277,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 22,673,000 | 45,196,000 | 67,583,000 | 89,506,000 |
| Interest expense | 1,435,000 | 2,913,000 | 4,310,000 | 5,646,000 |
| Net interest income | 21,238,000 | 42,283,000 | 63,273,000 | 83,860,000 |
| Noninterest income | 4,429,000 | 8,239,000 | 12,364,000 | 16,105,000 |
| Noninterest expense | 19,603,000 | 39,451,000 | 61,032,000 | 100,255,000 |
| Provision for loan losses | 772,000 | 1,061,000 | 1,828,000 | 2,476,000 |
| Pretax income | 5,292,000 | 10,010,000 | 12,777,000 | -4,006,000 |
| Income tax | 1,730,000 | 3,082,000 | 3,474,000 | -4,631,000 |
| Net income | 3,562,000 | 6,928,000 | 9,303,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 264,138,000 | 266,806,000 | 268,440,000 | 274,239,000 |
| Total capital | 283,888,000 | 287,470,000 | 289,915,000 | 295,940,000 |
| Risk-weighted assets | 1,573,474,000 | 1,647,696,000 | 1,713,514,000 | 1,731,664,000 |