Call reports 2012
HUDSON VALLEY BANK, N.A. — 2012
What HUDSON VALLEY BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,801,386,000 | 2,811,423,000 | 2,924,339,000 | 2,886,944,000 |
| Total loans | 1,643,587,000 | 1,554,953,000 | 1,507,274,000 | 1,469,690,000 |
| Allowance for loan losses | 31,856,000 | 28,733,000 | 28,107,000 | 26,612,000 |
| Securities available for sale | 447,046,000 | 455,188,000 | 442,379,000 | 440,731,000 |
| Securities held to maturity | 12,160,000 | 11,458,000 | 10,902,000 | 10,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,428,711,000 | 2,440,872,000 | 2,549,471,000 | 2,520,996,000 |
| Interest-bearing deposits | 1,488,400,000 | 1,475,476,000 | 1,551,359,000 | 1,484,114,000 |
| Noninterest-bearing deposits | 940,311,000 | 965,396,000 | 998,112,000 | 1,036,882,000 |
| Equity capital | 283,066,000 | 288,199,000 | 288,375,000 | 286,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 33,246,000 | 60,350,000 | 86,041,000 | 109,936,000 |
| Interest expense | 1,982,000 | 3,595,000 | 5,188,000 | 6,723,000 |
| Net interest income | 31,264,000 | 56,755,000 | 80,853,000 | 103,213,000 |
| Noninterest income | 20,767,000 | 25,460,000 | 29,710,000 | 33,951,000 |
| Noninterest expense | 20,901,000 | 41,859,000 | 61,863,000 | 82,401,000 |
| Provision for loan losses | 1,359,000 | 3,253,000 | 6,976,000 | 8,507,000 |
| Pretax income | 29,293,000 | 36,575,000 | 41,196,000 | 45,728,000 |
| Income tax | 11,406,000 | 13,809,000 | 15,386,000 | 16,944,000 |
| Net income | 17,887,000 | 22,766,000 | 25,810,000 | 28,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,136,000 | 262,297,000 | 262,110,000 | 261,421,000 |
| Total capital | 279,297,000 | 283,474,000 | 282,791,000 | 281,682,000 |
| Risk-weighted assets | 1,763,033,000 | 1,686,457,000 | 1,646,839,000 | 1,614,349,000 |