Call reports 2011
HUDSON VALLEY BANK, N.A. — 2011
What HUDSON VALLEY BANK, N.A. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,652,466,000 | 2,814,850,000 | 2,919,052,000 | 2,794,162,000 |
| Total loans | 1,820,472,000 | 1,935,156,000 | 2,038,052,000 | 2,045,903,000 |
| Allowance for loan losses | 40,287,000 | 41,889,000 | 42,150,000 | 30,685,000 |
| Securities available for sale | 432,655,000 | 460,785,000 | 485,130,000 | 506,869,000 |
| Securities held to maturity | 15,252,000 | 14,484,000 | 13,673,000 | 12,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,261,107,000 | 2,433,054,000 | 2,540,786,000 | 2,433,415,000 |
| Interest-bearing deposits | 1,428,859,000 | 1,560,659,000 | 1,645,362,000 | 1,514,953,000 |
| Noninterest-bearing deposits | 832,248,000 | 872,395,000 | 895,424,000 | 918,462,000 |
| Equity capital | 271,103,000 | 278,654,000 | 289,818,000 | 266,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 30,601,000 | 63,045,000 | 95,612,000 | 128,531,000 |
| Interest expense | 3,167,000 | 6,014,000 | 8,562,000 | 10,758,000 |
| Net interest income | 27,434,000 | 57,031,000 | 87,050,000 | 117,773,000 |
| Noninterest income | 4,939,000 | 8,778,000 | 14,539,000 | 18,634,000 |
| Noninterest expense | 20,065,000 | 40,761,000 | 60,925,000 | 79,946,000 |
| Provision for loan losses | 5,451,000 | 6,997,000 | 9,533,000 | 64,154,000 |
| Pretax income | 6,696,000 | 17,847,000 | 30,816,000 | -8,039,000 |
| Income tax | 1,961,000 | 5,781,000 | 10,398,000 | -5,414,000 |
| Net income | 4,735,000 | 12,066,000 | 20,418,000 | -2,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,410,000 | 251,541,000 | 262,015,000 | 238,843,000 |
| Total capital | 268,134,000 | 277,399,000 | 289,228,000 | 266,368,000 |
| Risk-weighted assets | 1,962,201,000 | 2,052,454,000 | 2,161,964,000 | 2,202,629,000 |