Call reports 2010
HUDSON VALLEY BANK, N.A. — 2010
What HUDSON VALLEY BANK, N.A. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,802,392,000 | 2,881,165,000 | 2,826,895,000 | 2,666,617,000 |
| Total loans | 1,795,345,000 | 1,740,210,000 | 1,730,480,000 | 1,735,947,000 |
| Allowance for loan losses | 39,363,000 | 47,127,000 | 36,886,000 | 38,949,000 |
| Securities available for sale | 513,350,000 | 485,231,000 | 473,181,000 | 442,534,000 |
| Securities held to maturity | 19,996,000 | 18,573,000 | 17,474,000 | 16,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,327,563,000 | 2,434,898,000 | 2,396,011,000 | 2,254,307,000 |
| Interest-bearing deposits | 1,578,250,000 | 1,621,642,000 | 1,605,971,000 | 1,477,494,000 |
| Noninterest-bearing deposits | 749,313,000 | 813,256,000 | 790,040,000 | 776,813,000 |
| Equity capital | 253,203,000 | 257,276,000 | 263,945,000 | 268,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 33,065,000 | 65,556,000 | 97,076,000 | 128,256,000 |
| Interest expense | 4,910,000 | 9,739,000 | 14,024,000 | 17,684,000 |
| Net interest income | 28,155,000 | 55,817,000 | 83,052,000 | 110,572,000 |
| Noninterest income | 4,348,000 | 7,340,000 | 11,006,000 | 15,425,000 |
| Noninterest expense | 18,179,000 | 36,228,000 | 54,627,000 | 73,679,000 |
| Provision for loan losses | 5,582,000 | 34,130,000 | 40,702,000 | 46,527,000 |
| Pretax income | 7,037,000 | -9,409,000 | -3,479,000 | 3,407,000 |
| Income tax | 2,089,000 | -3,277,000 | -1,248,000 | -1,407,000 |
| Net income | 4,948,000 | -6,132,000 | -2,231,000 | 4,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,228,000 | 229,447,000 | 233,637,000 | 240,834,000 |
| Total capital | 245,471,000 | 252,539,000 | 257,212,000 | 264,574,000 |
| Risk-weighted assets | 1,894,039,000 | 1,822,558,000 | 1,874,234,000 | 1,884,268,000 |