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Call reports 2008

HUDSON VALLEY BANK, N.A. — 2008

What HUDSON VALLEY BANK, N.A. reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4ccdb15d-ef27-4538-a7bb-b990d1d27573/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets2,222,661,0002,210,232,0002,286,103,0002,411,319,000
Total loans1,315,047,0001,442,404,0001,541,744,0001,626,050,000
Allowance for loan losses15,309,00015,255,00016,174,00021,015,000
Securities available for sale678,217,000585,513,000564,736,000601,799,000
Securities held to maturity32,667,00030,986,00028,928,00028,992,000
Trading assets0000
Total deposits1,653,165,0001,607,454,0001,650,714,0001,714,288,000
Interest-bearing deposits1,059,965,0001,017,745,0001,069,971,0001,096,358,000
Noninterest-bearing deposits593,200,000589,709,000580,743,000617,930,000
Equity capital198,702,000191,901,000193,027,000190,812,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income33,145,00064,977,00098,990,000132,873,000
Interest expense8,715,00015,378,00022,091,00028,653,000
Net interest income24,430,00049,599,00076,899,000104,220,000
Noninterest income4,669,0009,569,00014,979,00019,587,000
Noninterest expense15,328,00031,521,00048,245,00064,607,000
Provision for loan losses200,0001,674,0002,574,0009,524,000
Pretax income13,086,00025,640,00039,660,00048,275,000
Income tax4,500,0008,781,00013,728,00016,288,000
Net income8,586,00016,859,00025,932,00031,987,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital182,790,000184,180,000187,889,000175,061,000
Total capital198,099,000199,435,000204,063,000196,076,000
Risk-weighted assets1,485,366,0001,557,178,0001,653,995,0001,758,868,000

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