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Call reports 2006

HUDSON VALLEY BANK, N.A. — 2006

What HUDSON VALLEY BANK, N.A. reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4ccdb15d-ef27-4538-a7bb-b990d1d27573/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets2,064,987,0002,078,543,0002,122,785,0002,165,768,000
Total loans1,044,398,0001,078,006,0001,134,085,0001,167,619,000
Allowance for loan losses14,000,00014,409,00014,920,00015,336,000
Securities available for sale834,897,000830,991,000830,607,000824,308,000
Securities held to maturity47,025,00044,198,00041,944,00039,922,000
Trading assets0000
Total deposits1,399,201,0001,400,757,0001,411,211,0001,499,192,000
Interest-bearing deposits805,473,000803,823,000833,531,000890,093,000
Noninterest-bearing deposits593,728,000596,934,000577,680,000609,099,000
Equity capital156,255,000155,737,000167,860,000171,725,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income31,020,00063,865,00098,163,000134,208,000
Interest expense8,372,00017,844,00028,575,00040,230,000
Net interest income22,648,00046,021,00069,588,00093,978,000
Noninterest income2,810,0005,804,0009,045,00012,238,000
Noninterest expense12,449,00024,660,00037,448,00050,769,000
Provision for loan losses477,0001,043,0001,541,0002,043,000
Pretax income12,521,00026,112,00039,634,00053,394,000
Income tax4,189,0008,860,00013,567,00018,326,000
Net income8,332,00017,252,00026,067,00035,068,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital156,261,000159,307,000164,906,000167,284,000
Total capital170,261,000173,716,000179,826,000182,620,000
Risk-weighted assets1,227,722,0001,262,349,0001,310,828,0001,351,574,000

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