Call reports 2005
HUDSON VALLEY BANK, N.A. — 2005
What HUDSON VALLEY BANK, N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,897,192,000 | 1,988,321,000 | 2,057,231,000 | 2,032,101,000 |
| Total loans | 908,044,000 | 946,575,000 | 959,571,000 | 1,023,344,000 |
| Allowance for loan losses | 12,288,000 | 12,748,000 | 13,245,000 | 13,525,000 |
| Securities available for sale | 822,046,000 | 833,975,000 | 826,521,000 | 832,604,000 |
| Securities held to maturity | 67,196,000 | 60,352,000 | 55,188,000 | 50,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,298,319,000 | 1,370,275,000 | 1,441,952,000 | 1,408,090,000 |
| Interest-bearing deposits | 741,754,000 | 762,756,000 | 834,466,000 | 831,964,000 |
| Noninterest-bearing deposits | 556,565,000 | 607,519,000 | 607,486,000 | 576,126,000 |
| Equity capital | 156,754,000 | 165,345,000 | 166,139,000 | 169,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 25,046,000 | 51,769,000 | 80,125,000 | 110,267,000 |
| Interest expense | 5,367,000 | 11,301,000 | 17,888,000 | 25,260,000 |
| Net interest income | 19,679,000 | 40,468,000 | 62,237,000 | 85,007,000 |
| Noninterest income | 2,200,000 | 4,537,000 | 6,755,000 | 9,402,000 |
| Noninterest expense | 10,505,000 | 21,270,000 | 32,570,000 | 43,755,000 |
| Provision for loan losses | 488,000 | 1,009,000 | 1,521,000 | 2,059,000 |
| Pretax income | 10,886,000 | 22,726,000 | 34,901,000 | 47,435,000 |
| Income tax | 3,522,000 | 7,436,000 | 11,559,000 | 16,037,000 |
| Net income | 7,364,000 | 15,290,000 | 23,342,000 | 31,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,672,000 | 157,510,000 | 162,577,000 | 165,280,000 |
| Total capital | 165,960,000 | 170,258,000 | 175,822,000 | 178,805,000 |
| Risk-weighted assets | 1,082,288,000 | 1,135,317,000 | 1,158,405,000 | 1,204,435,000 |
Machine access — free, no API key
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