Call reports 2026
MASCOMA BANK — 2026
What MASCOMA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,995,084,000 | 3,034,815,000 |
| Total loans | 2,467,201,000 | 2,507,835,000 |
| Allowance for loan losses | 18,466,000 | 18,827,000 |
| Securities available for sale | 368,079,000 | 366,254,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 12,949,000 | 13,683,000 |
| Total deposits | 2,663,327,000 | 2,617,488,000 |
| Interest-bearing deposits | 2,317,915,000 | 2,270,088,000 |
| Noninterest-bearing deposits | 345,412,000 | 347,400,000 |
| Equity capital | 254,057,000 | 258,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 33,953,000 | 68,823,000 |
| Interest expense | 11,231,000 | 22,617,000 |
| Net interest income | 22,722,000 | 46,206,000 |
| Noninterest income | 4,537,000 | 9,779,000 |
| Noninterest expense | 23,733,000 | 46,983,000 |
| Provision for loan losses | 255,000 | 684,000 |
| Pretax income | 3,344,000 | 8,486,000 |
| Income tax | 283,000 | 1,020,000 |
| Net income | 3,061,000 | 7,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 269,837,000 | 274,274,000 |
| Total capital | 289,268,000 | 293,970,000 |
| Risk-weighted assets | 2,251,153,000 | 2,283,893,000 |