Call report 2025Q4
MASCOMA BANK — 2025Q4
The 22 measures MASCOMA BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,991,929,000 | USD | evidence → |
| Total loans | 2,479,306,000 | USD | evidence → |
| Allowance for loan losses | 18,302,000 | USD | evidence → |
| Securities available for sale | 344,398,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 14,118,000 | USD | evidence → |
| Total deposits | 2,662,315,000 | USD | evidence → |
| Interest-bearing deposits | 2,296,640,000 | USD | evidence → |
| Noninterest-bearing deposits | 365,675,000 | USD | evidence → |
| Equity capital | 251,763,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 131,642,000 | USD | evidence → |
| Interest expense | 48,814,000 | USD | evidence → |
| Net interest income | 82,828,000 | USD | evidence → |
| Noninterest income | 21,039,000 | USD | evidence → |
| Noninterest expense | 85,682,000 | USD | evidence → |
| Provision for loan losses | 719,000 | USD | evidence → |
| Pretax income | 17,242,000 | USD | evidence → |
| Income tax | 2,043,000 | USD | evidence → |
| Net income | 15,199,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 266,295,000 | USD | evidence → |
| Total capital | 285,635,000 | USD | evidence → |
| Risk-weighted assets | 2,225,738,000 | USD | evidence → |