Call report 2015Q4
MASCOMA BANK — 2015Q4
The 22 measures MASCOMA BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,432,411,000 | USD | evidence → |
| Total loans | 1,154,268,000 | USD | evidence → |
| Allowance for loan losses | 13,741,000 | USD | evidence → |
| Securities available for sale | 121,373,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,210,856,000 | USD | evidence → |
| Interest-bearing deposits | 1,007,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 203,125,000 | USD | evidence → |
| Equity capital | 137,787,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 50,548,000 | USD | evidence → |
| Interest expense | 5,123,000 | USD | evidence → |
| Net interest income | 45,425,000 | USD | evidence → |
| Noninterest income | 11,078,000 | USD | evidence → |
| Noninterest expense | 43,948,000 | USD | evidence → |
| Provision for loan losses | 2,225,000 | USD | evidence → |
| Pretax income | 11,091,000 | USD | evidence → |
| Income tax | 2,733,000 | USD | evidence → |
| Net income | 8,358,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 131,761,000 | USD | evidence → |
| Total capital | 145,089,000 | USD | evidence → |
| Risk-weighted assets | 1,065,798,000 | USD | evidence → |