Call reports 2022
WISCONSIN BANK & TRUST — 2022
What WISCONSIN BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,211,012,000 | 1,249,376,000 | 1,265,654,000 | 1,388,430,000 |
| Total loans | 753,434,000 | 759,937,000 | 783,464,000 | 800,859,000 |
| Allowance for loan losses | 7,863,000 | 8,085,000 | 8,526,000 | 8,257,000 |
| Securities available for sale | 335,661,000 | 361,376,000 | 347,584,000 | 344,725,000 |
| Securities held to maturity | 4,314,000 | 4,344,000 | 5,946,000 | 5,981,000 |
| Trading assets | 498,000 | 688,000 | 2,175,000 | 2,141,000 |
| Total deposits | 1,063,490,000 | 1,111,919,000 | 1,131,168,000 | 1,250,251,000 |
| Interest-bearing deposits | 698,289,000 | 774,446,000 | 795,257,000 | 937,713,000 |
| Noninterest-bearing deposits | 365,201,000 | 337,473,000 | 335,911,000 | 312,538,000 |
| Equity capital | 134,163,000 | 125,255,000 | 118,154,000 | 121,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,769,000 | 20,509,000 | 32,837,000 | 46,821,000 |
| Interest expense | 192,000 | 638,000 | 1,643,000 | 3,568,000 |
| Net interest income | 9,577,000 | 19,871,000 | 31,194,000 | 43,253,000 |
| Noninterest income | 1,769,000 | 4,059,000 | 6,322,000 | 9,303,000 |
| Noninterest expense | 8,295,000 | 16,437,000 | 24,391,000 | 32,706,000 |
| Provision for loan losses | -443,000 | -202,000 | 254,000 | 41,000 |
| Pretax income | 3,613,000 | 7,202,000 | 12,292,000 | 19,174,000 |
| Income tax | 755,000 | 1,537,000 | 2,687,000 | 4,253,000 |
| Net income | 2,858,000 | 5,665,000 | 9,605,000 | 14,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,854,000 | 116,203,000 | 116,786,000 | 119,231,000 |
| Total capital | 126,591,000 | 125,207,000 | 126,272,000 | 128,490,000 |
| Risk-weighted assets | 865,207,000 | 899,572,000 | 936,142,000 | 979,198,000 |