Call reports 2021
WISCONSIN BANK & TRUST — 2021
What WISCONSIN BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,264,009,000 | 1,252,951,000 | 1,209,954,000 | 1,224,689,000 |
| Total loans | 814,721,000 | 772,943,000 | 738,773,000 | 741,581,000 |
| Allowance for loan losses | 8,088,000 | 9,028,000 | 8,203,000 | 8,385,000 |
| Securities available for sale | 304,671,000 | 276,173,000 | 356,998,000 | 334,164,000 |
| Securities held to maturity | 4,196,000 | 4,225,000 | 4,255,000 | 4,284,000 |
| Trading assets | 2,142,000 | 2,327,000 | 2,146,000 | 2,445,000 |
| Total deposits | 1,067,735,000 | 1,093,119,000 | 1,048,368,000 | 1,070,161,000 |
| Interest-bearing deposits | 672,958,000 | 678,787,000 | 669,590,000 | 697,204,000 |
| Noninterest-bearing deposits | 394,777,000 | 414,332,000 | 378,778,000 | 372,957,000 |
| Equity capital | 147,612,000 | 145,465,000 | 146,577,000 | 142,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,777,000 | 21,525,000 | 32,769,000 | 42,767,000 |
| Interest expense | 294,000 | 519,000 | 718,000 | 907,000 |
| Net interest income | 10,483,000 | 21,006,000 | 32,051,000 | 41,860,000 |
| Noninterest income | 2,102,000 | 4,452,000 | 8,750,000 | 11,124,000 |
| Noninterest expense | 7,325,000 | 15,265,000 | 23,002,000 | 31,103,000 |
| Provision for loan losses | -642,000 | 399,000 | -279,000 | -108,000 |
| Pretax income | 5,957,000 | 10,037,000 | 18,415,000 | 22,470,000 |
| Income tax | 1,347,000 | 2,232,000 | 4,170,000 | 5,059,000 |
| Net income | 4,610,000 | 7,805,000 | 14,245,000 | 17,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,813,000 | 112,850,000 | 115,470,000 | 114,825,000 |
| Total capital | 125,595,000 | 122,460,000 | 124,473,000 | 124,009,000 |
| Risk-weighted assets | 821,983,000 | 850,985,000 | 852,383,000 | 868,738,000 |