Call reports 2020
WISCONSIN BANK & TRUST — 2020
What WISCONSIN BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,079,582,000 | 1,203,108,000 | 1,262,069,000 | 1,267,488,000 |
| Total loans | 738,894,000 | 836,567,000 | 842,414,000 | 815,549,000 |
| Allowance for loan losses | 8,242,000 | 13,401,000 | 8,644,000 | 9,141,000 |
| Securities available for sale | 218,179,000 | 245,776,000 | 277,823,000 | 298,788,000 |
| Securities held to maturity | 5,898,000 | 5,916,000 | 5,067,000 | 5,090,000 |
| Trading assets | 3,427,000 | 3,548,000 | 3,408,000 | 3,111,000 |
| Total deposits | 920,168,000 | 1,050,766,000 | 1,011,843,000 | 1,057,369,000 |
| Interest-bearing deposits | 647,127,000 | 672,775,000 | 637,009,000 | 672,395,000 |
| Noninterest-bearing deposits | 273,041,000 | 377,991,000 | 374,834,000 | 384,974,000 |
| Equity capital | 132,984,000 | 136,189,000 | 142,003,000 | 144,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,781,000 | 21,672,000 | 32,783,000 | 44,080,000 |
| Interest expense | 1,290,000 | 1,872,000 | 2,316,000 | 2,727,000 |
| Net interest income | 9,491,000 | 19,800,000 | 30,467,000 | 41,353,000 |
| Noninterest income | 2,488,000 | 4,485,000 | 6,563,000 | 8,839,000 |
| Noninterest expense | 8,123,000 | 15,629,000 | 22,839,000 | 30,141,000 |
| Provision for loan losses | 506,000 | 5,631,000 | 5,963,000 | 6,436,000 |
| Pretax income | 3,408,000 | 3,211,000 | 8,441,000 | 14,120,000 |
| Income tax | 768,000 | 612,000 | 1,825,000 | 3,103,000 |
| Net income | 2,640,000 | 2,599,000 | 6,616,000 | 11,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,948,000 | 106,025,000 | 110,320,000 | 111,985,000 |
| Total capital | 115,162,000 | 116,673,000 | 119,861,000 | 121,899,000 |
| Risk-weighted assets | 825,465,000 | 848,043,000 | 849,051,000 | 849,449,000 |