Call reports 2019
WISCONSIN BANK & TRUST — 2019
What WISCONSIN BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,031,305,000 | 1,042,463,000 | 1,032,016,000 | 1,090,679,000 |
| Total loans | 746,895,000 | 760,428,000 | 755,235,000 | 752,401,000 |
| Allowance for loan losses | 7,884,000 | 8,411,000 | 7,958,000 | 7,386,000 |
| Securities available for sale | 162,049,000 | 126,556,000 | 143,663,000 | 172,349,000 |
| Securities held to maturity | 5,826,000 | 5,844,000 | 5,862,000 | 5,880,000 |
| Trading assets | 1,170,000 | 1,841,000 | 2,317,000 | 1,881,000 |
| Total deposits | 872,090,000 | 892,020,000 | 880,217,000 | 941,109,000 |
| Interest-bearing deposits | 625,859,000 | 624,477,000 | 627,116,000 | 649,886,000 |
| Noninterest-bearing deposits | 246,231,000 | 267,543,000 | 253,101,000 | 291,223,000 |
| Equity capital | 141,195,000 | 139,384,000 | 139,289,000 | 139,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,865,000 | 23,350,000 | 34,806,000 | 46,000,000 |
| Interest expense | 1,808,000 | 3,888,000 | 5,982,000 | 7,610,000 |
| Net interest income | 10,057,000 | 19,462,000 | 28,824,000 | 38,390,000 |
| Noninterest income | 6,130,000 | 8,355,000 | 10,685,000 | 12,922,000 |
| Noninterest expense | 9,076,000 | 16,797,000 | 24,634,000 | 32,799,000 |
| Provision for loan losses | 994,000 | 1,640,000 | 1,417,000 | 1,101,000 |
| Pretax income | 6,187,000 | 9,421,000 | 13,577,000 | 17,531,000 |
| Income tax | 1,480,000 | 2,199,000 | 3,159,000 | 4,010,000 |
| Net income | 4,707,000 | 7,222,000 | 10,418,000 | 13,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,894,000 | 109,390,000 | 108,755,000 | 109,940,000 |
| Total capital | 120,802,000 | 117,824,000 | 116,733,000 | 117,356,000 |
| Risk-weighted assets | 807,175,000 | 807,513,000 | 809,312,000 | 830,393,000 |