Call reports 2018
WISCONSIN BANK & TRUST — 2018
What WISCONSIN BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,017,053,000 | 1,034,075,000 | 1,051,160,000 | 1,114,419,000 |
| Total loans | 686,609,000 | 704,835,000 | 730,813,000 | 742,898,000 |
| Allowance for loan losses | 6,798,000 | 7,614,000 | 7,337,000 | 7,109,000 |
| Securities available for sale | 192,691,000 | 174,728,000 | 181,728,000 | 186,989,000 |
| Securities held to maturity | 19,703,000 | 19,266,000 | 19,228,000 | 19,190,000 |
| Trading assets | 15,000 | 72,000 | 191,000 | 759,000 |
| Total deposits | 835,919,000 | 874,035,000 | 891,167,000 | 927,821,000 |
| Interest-bearing deposits | 582,609,000 | 608,304,000 | 623,825,000 | 631,601,000 |
| Noninterest-bearing deposits | 253,310,000 | 265,731,000 | 267,342,000 | 296,220,000 |
| Equity capital | 132,882,000 | 132,677,000 | 133,614,000 | 135,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,391,000 | 21,096,000 | 32,081,000 | 43,460,000 |
| Interest expense | 776,000 | 1,772,000 | 2,955,000 | 4,376,000 |
| Net interest income | 9,615,000 | 19,324,000 | 29,126,000 | 39,084,000 |
| Noninterest income | 3,045,000 | 5,991,000 | 9,641,000 | 12,554,000 |
| Noninterest expense | 9,269,000 | 17,934,000 | 26,722,000 | 35,524,000 |
| Provision for loan losses | 99,000 | 1,002,000 | 851,000 | 718,000 |
| Pretax income | 3,331,000 | 6,460,000 | 11,280,000 | 15,503,000 |
| Income tax | 714,000 | 1,373,000 | 2,458,000 | 3,452,000 |
| Net income | 2,617,000 | 5,087,000 | 8,822,000 | 12,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,341,000 | 107,471,000 | 108,880,000 | 108,193,000 |
| Total capital | 113,160,000 | 115,115,000 | 116,240,000 | 115,318,000 |
| Risk-weighted assets | 766,139,000 | 783,891,000 | 809,848,000 | 829,391,000 |